Products & Services · Net outstanding liabilities
Auto Insurance Liability Coverage — Net outstanding liabilities
Allstate Auto Insurance Liability Coverage — Net outstanding liabilities increased by 1.6% to $21.52B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 1.6%, from $21.18B to $21.52B. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
An increase in net outstanding liabilities relative to premiums may indicate rising claim costs or slower settlement speeds.
Detailed definition
This represents the total net liability for unpaid claims and adjustment expenses for the auto liability segment at a sp...
Peer comparison
Standard balance sheet metric for insurance companies, often referred to as 'Loss Reserves'.
Metric ID:
all_segment_auto_insurance_liability_coverage_net_outstanding_liabilitiesHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $14.96B | $17.38B | $19.52B | $21.18B | $21.52B |
| QoQ Change | — | +16.2% | +12.3% | +8.5% | +1.6% |
| YoY Change | — | +16.2% | +12.3% | +8.5% | +1.6% |
Range$14.96B – $21.52B
CAGR+43.9%
Avg YoY Growth+9.7%
Median YoY Growth+10.4%
Current Streak4+ quarters growth
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Frequently Asked Questions
- What is Allstate's auto insurance liability coverage — net outstanding liabilities?
- Allstate (ALL) reported auto insurance liability coverage — net outstanding liabilities of $21.52B in Q4 2025.
- How has Allstate's auto insurance liability coverage — net outstanding liabilities changed year-over-year?
- Allstate's auto insurance liability coverage — net outstanding liabilities increased by 1.6% year-over-year, from $21.18B to $21.52B.
- What does auto insurance liability coverage — net outstanding liabilities mean?
- The total amount of money the company expects to pay for claims that are currently open or not yet reported.