Products & Services · 2 years

Auto Insurance Physical Damage Coverage — 2 years

Allstate Auto Insurance Physical Damage Coverage — 2 years increased by 2.9% to $0.07 in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 2.9%, from $0.07 to $0.07. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

Consistent stability over two years suggests a robust and reliable actuarial process, whereas large swings indicate potential issues with reserve estimation.

Detailed definition

This metric represents the two-year development of loss reserves for the physical damage segment, providing a longer-ter...

Peer comparison

Standard metric in insurance 'Loss Development' disclosures; peers report this to demonstrate multi-year reserve stability.

Metric ID: all_segment_auto_insurance_physical_damage_coverage_2_years

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value000.10.10.1
QoQ Change+12.8%+13.6%+40.0%+2.9%
YoY Change+12.8%+13.6%+40.0%+2.9%
Range00.1
CAGR+84.6%
Avg YoY Growth+17.3%
Median YoY Growth+13.2%
Current Streak4+ quarters growth

Frequently Asked Questions

What is Allstate's auto insurance physical damage coverage — 2 years?
Allstate (ALL) reported auto insurance physical damage coverage — 2 years of $0.07 in Q4 2025.
How has Allstate's auto insurance physical damage coverage — 2 years changed year-over-year?
Allstate's auto insurance physical damage coverage — 2 years increased by 2.9% year-over-year, from $0.07 to $0.07.
What does auto insurance physical damage coverage — 2 years mean?
The change in estimated claim costs over a two-year period.