Allstate Auto Insurance Physical Damage Coverage — 2 years increased by 2.9% to $0.07 in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 2.9%, from $0.07 to $0.07. This increase may warrant attention — for this metric, lower values are generally preferred.
Consistent stability over two years suggests a robust and reliable actuarial process, whereas large swings indicate potential issues with reserve estimation.
This metric represents the two-year development of loss reserves for the physical damage segment, providing a longer-ter...
Standard metric in insurance 'Loss Development' disclosures; peers report this to demonstrate multi-year reserve stability.
all_segment_auto_insurance_physical_damage_coverage_2_years| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 0 | 0 | 0.1 | 0.1 | 0.1 |
| QoQ Change | — | +12.8% | +13.6% | +40.0% | +2.9% |
| YoY Change | — | +12.8% | +13.6% | +40.0% | +2.9% |