Allstate Home Owners — 4 years increased by 12.5% to $0.02 in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 12.5%, from $0.02 to $0.02. This increase may warrant attention — for this metric, lower values are generally preferred.
Rising values relative to premiums may suggest adverse development in older claim cohorts, whereas stable values indicate accurate initial reserving practices.
This metric tracks the homeowners insurance claims and loss adjustment expenses projected to be settled within a four-ye...
Standard component of actuarial loss development analysis used by major P&C insurance carriers to evaluate reserve adequacy.
all_segment_homeowners_4_years| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 0 | 0 | 0 | 0 | 0 |
| QoQ Change | — | +0.0% | +0.0% | +100.0% | +12.5% |
| YoY Change | — | +0.0% | +0.0% | +100.0% | +12.5% |