Products & Services · Net outstanding liabilities
Home Owners — Net outstanding liabilities
Allstate Home Owners — Net outstanding liabilities decreased by 3.4% to $4.12B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 3.4%, from $4.27B to $4.12B. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
An increase relative to premiums earned may signal rising loss expectations or a shift toward longer-tail claim profiles.
Detailed definition
This represents the total net liability for unpaid claims and claim adjustment expenses for the homeowners segment. It i...
Peer comparison
Standard balance sheet liability metric for all insurance companies.
Metric ID:
all_segment_homeowners_net_outstanding_liabilitiesHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $2.57B | $3.46B | $4.45B | $4.27B | $4.12B |
| QoQ Change | — | +34.4% | +28.6% | -4.1% | -3.4% |
| YoY Change | — | +34.4% | +28.6% | -4.1% | -3.4% |
Range$2.57B – $4.45B
CAGR+60.1%
Avg YoY Growth+13.9%
Median YoY Growth+12.6%
Current Streak2 quarters decline
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Frequently Asked Questions
- What is Allstate's home owners — net outstanding liabilities?
- Allstate (ALL) reported home owners — net outstanding liabilities of $4.12B in Q4 2025.
- How has Allstate's home owners — net outstanding liabilities changed year-over-year?
- Allstate's home owners — net outstanding liabilities decreased by 3.4% year-over-year, from $4.27B to $4.12B.
- What does home owners — net outstanding liabilities mean?
- The total estimated future cost of all unpaid homeowners insurance claims.