Business Segments · Net outstanding liabilities
Property and casualty — Net outstanding liabilities
Allstate Property and casualty — Net outstanding liabilities decreased by 0.7% to $33.07B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 0.7%, from $33.32B to $33.07B.
Analysis
StatementSegment
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2021
Last reportedQ4 2025
How to read this metric
An increase often reflects growth in business volume or higher expected severity of claims, while a significant decrease might suggest shrinking exposure or favorable reserve development.
Detailed definition
This represents the total estimated future obligations for claims that have been reported but not yet paid, plus estimat...
Peer comparison
Standard liability metric across the insurance industry, often compared against total premiums written to assess reserve adequacy.
Metric ID:
all_segment_property_and_casualty_net_outstanding_liabilitiesHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $23.58B | $28.37B | $31.46B | $33.32B | $33.07B |
| QoQ Change | — | +20.3% | +10.9% | +5.9% | -0.7% |
| YoY Change | — | +20.3% | +10.9% | +5.9% | -0.7% |
Range$23.58B – $33.32B
CAGR+40.2%
Avg YoY Growth+9.1%
Median YoY Growth+8.4%
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Frequently Asked Questions
- What is Allstate's property and casualty — net outstanding liabilities?
- Allstate (ALL) reported property and casualty — net outstanding liabilities of $33.07B in Q4 2025.
- How has Allstate's property and casualty — net outstanding liabilities changed year-over-year?
- Allstate's property and casualty — net outstanding liabilities decreased by 0.7% year-over-year, from $33.32B to $33.07B.
- What does property and casualty — net outstanding liabilities mean?
- The total estimated amount of money the insurer expects to pay out for claims that have already occurred but are not yet settled.