Ameriprise Financial Disability Income Insurance — Weighted average interest accretion rate remained flat by 0.0% to 6.3% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 6.3% to 6.3%. Over 2 years (FY 2023 to FY 2025), Disability Income Insurance — Weighted average interest accretion rate shows relatively stable performance with a 1.2% CAGR.
Changes in this rate reflect shifts in the underlying economic assumptions or the mix of policies, impacting the speed at which liabilities accrue.
This rate represents the interest used to increase the liability for future policy benefits over time as the expected pa...
Standard actuarial assumption used in the valuation of long-duration insurance contracts.
amp_segment_disability_income_insurance_weighted_average_interest_accretion_rate| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 5.9% | 6.1% | 6.2% | 6.2% | 6.1% | 6.1% | 6.3% | 6.2% | 6.4% | 6.3% | 6.3% | 6.3% | 6.3% | 6.3% | 6.3% |
| QoQ Change | — | +3.4% | +1.6% | +0.0% | -1.6% | +0.0% | +3.3% | -1.6% | +3.2% | -1.6% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | +3.4% | — | — | — | +0.0% | +1.6% | +0.0% | +4.9% | +3.3% | +0.0% | +1.6% | -1.6% | +0.0% | +0.0% |