Products & Services · Weighted-average crediting rate
Fixed Annuity — Weighted-average crediting rate
Ameriprise Financial Fixed Annuity — Weighted-average crediting rate increased by 2.6% to 3.9% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 2.6%, from 3.8% to 3.9%. Over 2 years (FY 2023 to FY 2025), Fixed Annuity — Weighted-average crediting rate shows relatively stable performance with a 3.5% CAGR.
Analysis
StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityModerate
First reportedQ4 2022
Last reportedQ1 2026
Rolls up toWeighted average crediting rate
How to read this metric
Higher rates increase policyholder attractiveness but may compress net interest margins, while lower rates protect margins but may reduce product competitiveness.
Detailed definition
This metric represents the average interest rate applied to fixed annuity account balances, weighted by the size of indi...
Peer comparison
Commonly reported by life insurers as the average crediting rate or portfolio yield on fixed annuity liabilities.
Metric ID:
amp_segment_fixed_annuity_weighted_average_crediting_rateHistorical Data
14 periods
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 3.5% | 3.5% | 3.5% | 3.6% | 3.6% | 3.6% | 3.7% | 3.7% | 3.7% | 3.8% | 3.8% | 3.8% | 3.8% | 3.9% |
| QoQ Change | — | +0.0% | +0.0% | +2.9% | +0.0% | +0.0% | +2.8% | +0.0% | +0.0% | +2.7% | +0.0% | +0.0% | +0.0% | +2.6% |
| YoY Change | — | — | — | — | +2.9% | +2.9% | +5.7% | +2.8% | +2.8% | +5.6% | +2.7% | +2.7% | +2.7% | +2.6% |
Range3.5% – 3.9%
CAGR+3.4%
Avg YoY Growth+3.3%
Median YoY Growth+2.8%
Current Streak13+ quarters growth
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Frequently Asked Questions
- What is Ameriprise Financial's fixed annuity — weighted-average crediting rate?
- Ameriprise Financial (AMP) reported fixed annuity — weighted-average crediting rate of 3.9% in Q1 2026.
- How has Ameriprise Financial's fixed annuity — weighted-average crediting rate changed year-over-year?
- Ameriprise Financial's fixed annuity — weighted-average crediting rate increased by 2.6% year-over-year, from 3.8% to 3.9%.
- What is the long-term trend for Ameriprise Financial's fixed annuity — weighted-average crediting rate?
- Over 2 years (2023 to 2025), Ameriprise Financial's fixed annuity — weighted-average crediting rate has grown at a 3.5% compound annual growth rate (CAGR), from 14.2% to 15.2%.
- What does fixed annuity — weighted-average crediting rate mean?
- The average interest rate paid to fixed annuity holders across the entire portfolio.