Products & Services · Weighted average discount rate

Life Contingent Payout Annuities — Weighted average discount rate

Ameriprise Financial Life Contingent Payout Annuities — Weighted average discount rate increased by 6.0% to 5.3% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 5.3% to 5.3%. Over 2 years (FY 2023 to FY 2025), Life Contingent Payout Annuities — Weighted average discount rate shows relatively stable performance with a -1.2% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalHigher is better
VolatilityModerate
First reportedQ4 2021
Last reportedQ1 2026

How to read this metric

A higher discount rate reduces the present value of liabilities, potentially improving the company's reported capital position.

Detailed definition

This is the interest rate used to discount future expected cash flows to their present value. It is a critical assumptio...

Peer comparison

Commonly disclosed by insurers to show sensitivity to interest rate environments.

Metric ID: amp_segment_life_contingent_payout_annuities_weighted_average_discount_rate

Historical Data

15 periods
 Q4 '21Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value2.6%5.2%5%5.2%5.9%4.9%5.2%5.4%4.8%5.4%5.3%5.2%5%5%5.3%
QoQ Change+100.0%-3.8%+4.0%+13.5%-16.9%+6.1%+3.8%-11.1%+12.5%-1.9%-1.9%-3.8%+0.0%+6.0%
YoY Change+100.0%-5.8%+4.0%+3.8%-18.6%+10.2%+1.9%-3.7%+4.2%-7.4%+0.0%
Range2.6%5.9%
CAGR+22.6%
Avg YoY Growth+8.1%
Median YoY Growth+1.9%
Current Streak2 quarters growth

Frequently Asked Questions

What is Ameriprise Financial's life contingent payout annuities — weighted average discount rate?
Ameriprise Financial (AMP) reported life contingent payout annuities — weighted average discount rate of 5.3% in Q1 2026.
How has Ameriprise Financial's life contingent payout annuities — weighted average discount rate changed year-over-year?
Ameriprise Financial's life contingent payout annuities — weighted average discount rate decreased by 0.0% year-over-year, from 5.3% to 5.3%.
What is the long-term trend for Ameriprise Financial's life contingent payout annuities — weighted average discount rate?
Over 2 years (2023 to 2025), Ameriprise Financial's life contingent payout annuities — weighted average discount rate has grown at a -1.2% compound annual growth rate (CAGR), from 21.0% to 20.5%.
What does life contingent payout annuities — weighted average discount rate mean?
The average interest rate used to determine the current value of future annuity obligations.