Ameriprise Financial Life Contingent Payout Annuities — Weighted average interest accretion rate remained flat by 0.0% to 4.4% in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 2.2%, from 4.5% to 4.4%. Over 2 years (FY 2023 to FY 2025), Life Contingent Payout Annuities — Weighted average interest accretion rate shows relatively stable performance with a 2.6% CAGR.
A higher rate indicates a faster buildup of liabilities, which must be matched by investment returns to maintain profitability.
This rate represents the speed at which the liability for future policy benefits grows due to the passage of time. It re...
Standard actuarial metric for interest-sensitive insurance products.
amp_segment_life_contingent_payout_annuities_weighted_average_interest_accretion_rate| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 4.2% | 4.1% | 4.2% | 4.2% | 4.2% | 4.2% | 4.4% | 4.4% | 4.5% | 4.5% | 4.5% | 4.4% | 4.4% | 4.4% | 4.4% |
| QoQ Change | — | -2.4% | +2.4% | +0.0% | +0.0% | +0.0% | +4.8% | +0.0% | +2.3% | +0.0% | +0.0% | -2.2% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | -2.4% | — | — | — | +2.4% | +4.8% | +4.8% | +7.1% | +7.1% | +2.3% | +0.0% | -2.2% | -2.2% | -2.2% |