Ameriprise Financial Long Term Care Insurance — Expected future benefit payments decreased by 1.1% to $10.11B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 2.7%, from $10.39B to $10.11B. Over 2 years (FY 2023 to FY 2025), Long Term Care Insurance — Expected future benefit payments shows relatively stable performance with a -3.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase may signal rising claim costs or longer life expectancies, which could pressure profitability, while a decrease may indicate lower-than-expected claim activity.
This represents the total estimated future cash outflows required to satisfy claims and benefits for long-term care insu...
A standard liability metric for all insurance companies, particularly those managing long-duration health or life insurance products.
amp_segment_long_term_care_insurance_expected_future_benefit_payments| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $11.57B | $11.23B | $11.10B | $11.02B | $10.96B | $10.85B | $10.74B | $10.62B | $10.65B | $10.52B | $10.39B | $10.30B | $10.30B | $10.22B | $10.11B |
| QoQ Change | — | -2.9% | -1.1% | -0.7% | -0.5% | -1.0% | -1.0% | -1.1% | +0.3% | -1.2% | -1.3% | -0.9% | +0.0% | -0.8% | -1.1% |
| YoY Change | — | -2.9% | — | — | — | -3.4% | -3.2% | -3.6% | -2.8% | -3.0% | -3.3% | -3.0% | -3.3% | -2.9% | -2.7% |