Structured Variable Annuities — Weighted-average crediting rate
Ameriprise Financial Structured Variable Annuities — Weighted-average crediting rate remained flat by 0.0% to 1.9% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 5.6%, from 1.8% to 1.9%. Over 2 years (FY 2023 to FY 2025), Structured Variable Annuities — Weighted-average crediting rate shows an upward trend with a 6.2% CAGR.
Analysis
How to read this metric
An increase may signal higher product competitiveness or rising market interest rates, while a decrease could indicate lower crediting costs or a shift in product strategy.
Detailed definition
This metric represents the average interest rate or return percentage credited to the account values of structured varia...
Peer comparison
Comparable to crediting rates on fixed-indexed annuities or universal life products at other insurance and wealth management firms.
amp_segment_structured_variable_annuities_weighted_average_crediting_rateHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 1.1% | 1.3% | 1.5% | 1.7% | 1.8% | 1.8% | 1.8% | 1.8% | 1.9% | 1.8% | 1.6% | 1.8% | 1.9% | 1.9% |
| QoQ Change | — | +18.2% | +15.4% | +13.3% | +5.9% | +0.0% | +0.0% | +0.0% | +5.6% | -5.3% | -11.1% | +12.5% | +5.6% | +0.0% |
| YoY Change | — | — | — | — | +63.6% | +38.5% | +20.0% | +5.9% | +5.6% | +0.0% | -11.1% | +0.0% | +0.0% | +5.6% |
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Frequently Asked Questions
- What is Ameriprise Financial's structured variable annuities — weighted-average crediting rate?
- Ameriprise Financial (AMP) reported structured variable annuities — weighted-average crediting rate of 1.9% in Q1 2026.
- How has Ameriprise Financial's structured variable annuities — weighted-average crediting rate changed year-over-year?
- Ameriprise Financial's structured variable annuities — weighted-average crediting rate increased by 5.6% year-over-year, from 1.8% to 1.9%.
- What is the long-term trend for Ameriprise Financial's structured variable annuities — weighted-average crediting rate?
- Over 2 years (2023 to 2025), Ameriprise Financial's structured variable annuities — weighted-average crediting rate has grown at a 6.2% compound annual growth rate (CAGR), from 6.3% to 7.1%.
- What does structured variable annuities — weighted-average crediting rate mean?
- The average rate of return credited to structured variable annuity policyholders.