Term and Whole Life Insurance — Interest Expense
Ameriprise Financial Term and Whole Life Insurance — Interest Expense decreased by 11.1% to $8.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 20.0%, from $10.00M to $8.00M. Over 4 years (FY 2021 to FY 2025), Term and Whole Life Insurance — Interest Expense shows a downward trend with a -3.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase in interest expense relative to premiums earned may indicate rising costs of capital or unfavorable adjustments to reserve requirements, potentially compressing segment margins. A decrease suggests improved efficiency in managing insurance liabilities or lower interest rate environments impacting policyholder obligations.
Detailed definition
This metric represents the interest costs incurred specifically related to the liabilities and debt obligations associat...
Peer comparison
Comparable to interest credited to policyholders or interest expense on insurance-related debt at other diversified financial services firms with life insurance operations.
amp_segment_term_and_whole_life_insurance_interest_expenseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $10.25M | $10.25M | $10.25M | $9.75M | $9.75M | $9.75M | $9.75M | $10.00M | $9.00M | $8.00M | $10.00M | $9.00M | $9.00M | $9.00M | $8.00M | $10.00M | $7.00M | $9.00M | $9.00M | $8.00M |
| QoQ Change | — | +0.0% | +0.0% | -4.9% | +0.0% | +0.0% | +0.0% | +2.6% | -10.0% | -11.1% | +25.0% | -10.0% | +0.0% | +0.0% | -11.1% | +25.0% | -30.0% | +28.6% | +0.0% | -11.1% |
| YoY Change | — | — | — | — | -4.9% | -4.9% | -4.9% | +2.6% | -7.7% | -17.9% | +2.6% | -10.0% | +0.0% | +12.5% | -20.0% | +11.1% | -22.2% | +0.0% | +12.5% | -20.0% |
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Frequently Asked Questions
- What is Ameriprise Financial's term and whole life insurance — interest expense?
- Ameriprise Financial (AMP) reported term and whole life insurance — interest expense of $8.00M in Q1 2026.
- How has Ameriprise Financial's term and whole life insurance — interest expense changed year-over-year?
- Ameriprise Financial's term and whole life insurance — interest expense decreased by 20.0% year-over-year, from $10.00M to $8.00M.
- What is the long-term trend for Ameriprise Financial's term and whole life insurance — interest expense?
- Over 4 years (2021 to 2025), Ameriprise Financial's term and whole life insurance — interest expense has grown at a -3.9% compound annual growth rate (CAGR), from $41.00M to $35.00M.
- What does term and whole life insurance — interest expense mean?
- The total interest costs associated with maintaining the liabilities of the term and whole life insurance segment.