Products & Services · Weighted-average crediting rate
Variable Annuity — Weighted-average crediting rate
Ameriprise Financial Variable Annuity — Weighted-average crediting rate remained flat by 0.0% to 3.3% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 3.3% to 3.3%. Over 2 years (FY 2023 to FY 2025), Variable Annuity — Weighted-average crediting rate shows relatively stable performance with a 0.8% CAGR.
Analysis
StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ1 2026
Rolls up toWeighted average crediting rate
How to read this metric
A higher rate may attract more deposits but increases the cost of liabilities, while a lower rate improves margins but may reduce product competitiveness.
Detailed definition
The average interest rate applied to the fixed-income portions of variable annuity contracts, weighted by the account ba...
Peer comparison
Widely used by insurance companies to benchmark product competitiveness and liability costs.
Metric ID:
amp_segment_variable_annuity_weighted_average_crediting_rateHistorical Data
14 periods
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 3.2% | 3.2% | 3.2% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% |
| QoQ Change | — | +0.0% | +0.0% | +3.1% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +3.1% | +3.1% | +3.1% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
Range3.2% – 3.3%
CAGR+1.0%
Avg YoY Growth+0.9%
Median YoY Growth+0.0%
Current Streak13+ quarters growth
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Frequently Asked Questions
- What is Ameriprise Financial's variable annuity — weighted-average crediting rate?
- Ameriprise Financial (AMP) reported variable annuity — weighted-average crediting rate of 3.3% in Q1 2026.
- How has Ameriprise Financial's variable annuity — weighted-average crediting rate changed year-over-year?
- Ameriprise Financial's variable annuity — weighted-average crediting rate decreased by 0.0% year-over-year, from 3.3% to 3.3%.
- What is the long-term trend for Ameriprise Financial's variable annuity — weighted-average crediting rate?
- Over 2 years (2023 to 2025), Ameriprise Financial's variable annuity — weighted-average crediting rate has grown at a 0.8% compound annual growth rate (CAGR), from 13.0% to 13.2%.
- What does variable annuity — weighted-average crediting rate mean?
- The average interest rate paid on fixed-income annuity accounts.