Variable Universal Life Insurance — Weighted average discount rate
Ameriprise Financial Variable Universal Life Insurance — Weighted average discount rate remained flat by 0.0% to 7.1% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 7.1% to 7.1%. Over 2 years (FY 2023 to FY 2025), Variable Universal Life Insurance — Weighted average discount rate shows relatively stable performance with a 0.0% CAGR.
Analysis
How to read this metric
A higher discount rate reduces the present value of liabilities, potentially increasing reported equity, while a lower rate increases the liability burden.
Detailed definition
This represents the weighted average interest rate used to calculate the present value of future insurance policy obliga...
Peer comparison
Standard actuarial metric across life insurance peers, typically aligned with long-term high-quality corporate bond yields.
amp_segment_variable_universal_life_insurance_weighted_average_discount_rateHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 7.1% | 7.1% | 7.1% | 7.1% | 7.1% | 7.1% | 7.1% | 7.1% | 7.1% | 7.1% | 7.1% | 7.1% | 7.1% | 7.1% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Ameriprise Financial's variable universal life insurance — weighted average discount rate?
- Ameriprise Financial (AMP) reported variable universal life insurance — weighted average discount rate of 7.1% in Q1 2026.
- How has Ameriprise Financial's variable universal life insurance — weighted average discount rate changed year-over-year?
- Ameriprise Financial's variable universal life insurance — weighted average discount rate decreased by 0.0% year-over-year, from 7.1% to 7.1%.
- What is the long-term trend for Ameriprise Financial's variable universal life insurance — weighted average discount rate?
- Over 2 years (2023 to 2025), Ameriprise Financial's variable universal life insurance — weighted average discount rate has grown at a 0.0% compound annual growth rate (CAGR), from 28.4% to 28.4%.
- What does variable universal life insurance — weighted average discount rate mean?
- The average interest rate used to estimate the current value of future insurance payouts.