Additional Liability, Long-Duration Insurance, before Reinsurance, after Discount Rate Change
Ameriprise Financial Additional Liability, Long-Duration Insurance, before Reinsurance, after Discount Rate Change increased by 0.7% to $1.51B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 6.9%, from $1.41B to $1.51B. Over 4 years (FY 2021 to FY 2025), Additional Liability, Long-Duration Insurance, before Reinsurance, after Discount Rate Change shows an upward trend with a 4.8% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase reflects higher expected future obligations, which may be driven by business growth or changes in actuarial assumptions.
Detailed definition
The actuarial liability for long-duration insurance contracts, calculated before accounting for reinsurance recoveries a...
Peer comparison
Required disclosure under updated accounting standards (e.g., LDTI) for long-duration insurance contracts.
other_additional_liability_long_duration_insurance_befor_a04ef2Historical Data
| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.24B | $1.19B | $1.22B | $1.24B | $1.25B | $1.32B | $1.34B | $1.35B | $1.41B | $1.39B | $1.41B | $1.43B | $1.48B | $1.50B | $1.51B |
| QoQ Change | — | -4.5% | +3.2% | +1.4% | +0.4% | +6.0% | +1.1% | +1.1% | +4.0% | -1.1% | +1.7% | +1.3% | +3.5% | +1.3% | +0.7% |
| YoY Change | — | -4.5% | — | — | — | +11.4% | +9.2% | +8.9% | +12.8% | +5.1% | +5.8% | +5.9% | +5.4% | +8.0% | +6.9% |
Product Breakdown
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Universal Life Insurance | $1.26B | $1.31B | $1.30B | $1.33B | $1.35B | $1.39B | $1.41B | $1.42B |
| Variable Universal Life Insurance | $80.00M | $80.00M | $80.00M | $78.00M | $78.00M | $79.00M | $80.00M | $81.00M |
| Other Life Insurance | $11.00M | $15.00M | $8.00M | $9.00M | $8.00M | $13.00M | $11.00M | $8.00M |
| Total | $1.35B | $1.41B | $1.39B | $1.41B | $1.43B | $1.48B | $1.50B | $1.51B |
Additional Liability, Long-Duration Insurance, before Reinsurance, after Discount Rate Change at Other Companies
Frequently Asked Questions
- What is Ameriprise Financial's additional liability, long-duration insurance, before reinsurance, after discount rate change?
- Ameriprise Financial (AMP) reported additional liability, long-duration insurance, before reinsurance, after discount rate change of $1.51B in Q1 2026.
- How has Ameriprise Financial's additional liability, long-duration insurance, before reinsurance, after discount rate change changed year-over-year?
- Ameriprise Financial's additional liability, long-duration insurance, before reinsurance, after discount rate change increased by 6.9% year-over-year, from $1.41B to $1.51B.
- What is the long-term trend for Ameriprise Financial's additional liability, long-duration insurance, before reinsurance, after discount rate change?
- Over 4 years (2021 to 2025), Ameriprise Financial's additional liability, long-duration insurance, before reinsurance, after discount rate change has grown at a 4.8% compound annual growth rate (CAGR), from $1.24B to $1.50B.
- What does additional liability, long-duration insurance, before reinsurance, after discount rate change mean?
- The estimated future liability for long-term insurance policies before reinsurance and discount rate adjustments.