Other
Effect of Changes in Experience
Ameriprise Financial Effect of Changes in Experience decreased by 83.3% to $2.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 33.3%, from $3.00M to $2.00M. Over 4 years (FY 2021 to FY 2025), Effect of Changes in Experience shows an upward trend with a -10.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ4 2021
Last reportedQ4 2025
How to read this metric
Frequent large adjustments may indicate poor initial modeling or unexpected shifts in policyholder behavior.
Detailed definition
The cumulative effect of actual experience deviations from original actuarial assumptions on the long-duration insurance...
Peer comparison
Commonly reported by insurance firms to reconcile actuarial projections with actual performance.
Metric ID:
other_additional_liability_long_duration_insurance_cumul_5ba194Historical Data
12 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$19.00M | -$6.00M | -$4.00M | -$3.00M | -$6.00M | -$3.00M | -$4.00M | $3.00M | -$1.00M | $10.00M | $12.00M | $2.00M |
| QoQ Change | — | +68.4% | +33.3% | +25.0% | -100.0% | +50.0% | -33.3% | +175.0% | -133.3% | >999% | +20.0% | -83.3% |
| YoY Change | — | +68.4% | +33.3% | — | — | — | +0.0% | +200.0% | +83.3% | +433.3% | +400.0% | -33.3% |
Range-$19.00M – $12.00M
CAGR-55.9%
Avg YoY Growth+148.1%
Median YoY Growth+75.9%
Product Breakdown
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Other Life Insurance | $0.00 | -$1.00M | -$1.00M | $0.00 | $0.00 | $2.00M | $2.00M | $1.00M |
| Variable Universal Life Insurance | $1.00M | -$2.00M | -$1.00M | $3.00M | $1.00M | -$2.00M | -$1.00M | $1.00M |
| Universal Life Insurance | -$7.00M | $0.00 | -$2.00M | $0.00 | -$2.00M | $10.00M | $11.00M | $0.00 |
| Total | -$6.00M | -$3.00M | -$4.00M | $3.00M | -$1.00M | $10.00M | $12.00M | $2.00M |
Effect of Changes in Experience at Other Companies
Frequently Asked Questions
- What is Ameriprise Financial's effect of changes in experience?
- Ameriprise Financial (AMP) reported effect of changes in experience of $2.00M in Q1 2026.
- How has Ameriprise Financial's effect of changes in experience changed year-over-year?
- Ameriprise Financial's effect of changes in experience decreased by 33.3% year-over-year, from $3.00M to $2.00M.
- What is the long-term trend for Ameriprise Financial's effect of changes in experience?
- Over 4 years (2021 to 2025), Ameriprise Financial's effect of changes in experience has grown at a -10.9% compound annual growth rate (CAGR), from -$19.00M to $12.00M.
- What does effect of changes in experience mean?
- The impact on insurance liabilities caused by actual claims and policyholder behavior differing from initial projections.