Products & Services · Effect of actual experience to expected experience

Whole life — Effect of actual experience to expected experience

Apollo Global Management Whole life — Effect of actual experience to expected experience decreased by 2650.0% to -$51.00M in Q3 2025 compared to the prior quarter. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ4 2021
Last reportedQ3 2025

How to read this metric

An increase indicates that actual experience is more favorable than expected, potentially leading to reserve releases or higher margins, while a decrease suggests adverse experience that may require reserve strengthening.

Detailed definition

This metric measures the variance between the actual financial outcomes of the whole life insurance portfolio and the ac...

Peer comparison

Similar to 'experience variance' or 'actuarial gain/loss' reported by life insurance and annuity providers to reconcile projected versus actual policyholder outcomes.

Metric ID: apo_segment_whole_life_effect_of_actual_experience_to_expected_experience

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q3 '25
Value$0.00$0.00-$4.00M$2.00M-$51.00M
QoQ Change+150.0%<-999%
YoY Change+150.0%
Range-$51.00M$2.00M
Avg YoY Growth+150.0%
Median YoY Growth+150.0%

Frequently Asked Questions

What is Apollo Global Management's whole life — effect of actual experience to expected experience?
Apollo Global Management (APO) reported whole life — effect of actual experience to expected experience of -$51.00M in Q3 2025.
What does whole life — effect of actual experience to expected experience mean?
The difference between the actual performance of whole life insurance policies and the performance originally projected by actuarial models.