Business Segments · Interest Expense
CS — Interest Expense
American Express CS — Interest Expense decreased by 6.3% to $432.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $432.00M to $432.00M. Over 3 years (FY 2022 to FY 2025), CS — Interest Expense shows an upward trend with a 37.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2020
Last reportedQ1 2026
Rolls up toInterest Expense
How to read this metric
Higher values may indicate increased funding costs or a larger debt load to support growth.
Detailed definition
The cost of funds incurred by the commercial services segment to support its lending and payment operations. This includ...
Peer comparison
Standard interest expense metric for all lending institutions.
Metric ID:
axp_segment_cs_interest_expenseHistorical Data
18 periods
| Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $81.00M | $87.00M | $121.00M | $201.00M | $288.00M | $321.00M | $364.00M | $391.00M | $407.00M | $414.00M | $430.00M | $448.00M | $442.00M | $432.00M | $450.00M | $462.00M | $461.00M | $432.00M |
| QoQ Change | — | +7.4% | +39.1% | +66.1% | +43.3% | +11.5% | +13.4% | +7.4% | +4.1% | +1.7% | +3.9% | +4.2% | -1.3% | -2.3% | +4.2% | +2.7% | -0.2% | -6.3% |
| YoY Change | — | — | — | +148.1% | — | +269.0% | +200.8% | +94.5% | +41.3% | +29.0% | +18.1% | +14.6% | +8.6% | +4.3% | +4.7% | +3.1% | +4.3% | +0.0% |
Range$81.00M – $462.00M
CAGR+48.3%
Avg YoY Growth+60.0%
Median YoY Growth+16.4%
Current Streak2 quarters decline
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Frequently Asked Questions
- What is American Express's cs — interest expense?
- American Express (AXP) reported cs — interest expense of $432.00M in Q1 2026.
- How has American Express's cs — interest expense changed year-over-year?
- American Express's cs — interest expense decreased by 0.0% year-over-year, from $432.00M to $432.00M.
- What is the long-term trend for American Express's cs — interest expense?
- Over 3 years (2022 to 2025), American Express's cs — interest expense has grown at a 37.3% compound annual growth rate (CAGR), from $697.00M to $1.81B.
- What does cs — interest expense mean?
- The cost of borrowing money to fund the segment's lending activities.