Business Segments · Noninterest Expense
GMNS — Noninterest Expense
American Express GMNS — Noninterest Expense decreased by 18.4% to $885.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 7.0%, from $827.00M to $885.00M. Over 3 years (FY 2022 to FY 2025), GMNS — Noninterest Expense shows relatively stable performance with a 1.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026
How to read this metric
Lower noninterest expense relative to revenue indicates better operational efficiency and higher profit margins.
Detailed definition
This represents all operating costs for the merchant and network services segment excluding interest-related expenses. I...
Peer comparison
Standard operating expense metric used across the banking and financial services sector.
Metric ID:
axp_segment_gmns_noninterest_expenseHistorical Data
17 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $878.50M | $878.50M | $878.50M | $878.50M | $928.25M | $928.25M | $928.25M | $928.25M | $847.00M | $316.00M | $846.00M | $1.04B | $827.00M | $874.00M | $927.00M | $1.09B | $885.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +5.7% | +0.0% | +0.0% | +0.0% | -8.8% | -62.7% | +167.7% | +22.3% | -20.1% | +5.7% | +6.1% | +17.0% | -18.4% |
| YoY Change | — | — | — | — | +5.7% | +5.7% | +5.7% | +5.7% | -8.8% | -66.0% | -8.9% | +11.5% | -2.4% | +176.6% | +9.6% | +4.8% | +7.0% |
Range$316.00M – $1.09B
CAGR+0.2%
Avg YoY Growth+11.2%
Median YoY Growth+5.7%
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Frequently Asked Questions
- What is American Express's gmns — noninterest expense?
- American Express (AXP) reported gmns — noninterest expense of $885.00M in Q1 2026.
- How has American Express's gmns — noninterest expense changed year-over-year?
- American Express's gmns — noninterest expense increased by 7.0% year-over-year, from $827.00M to $885.00M.
- What is the long-term trend for American Express's gmns — noninterest expense?
- Over 3 years (2022 to 2025), American Express's gmns — noninterest expense has grown at a 1.9% compound annual growth rate (CAGR), from $3.51B to $3.71B.
- What does gmns — noninterest expense mean?
- Total operating expenses excluding interest costs for the merchant and network segment.