Business Segments · Interest Expense
ICS — Interest Expense
American Express ICS — Interest Expense decreased by 0.6% to $360.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 17.6%, from $306.00M to $360.00M. Over 3 years (FY 2022 to FY 2025), ICS — Interest Expense shows an upward trend with a 27.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2020
Last reportedQ1 2026
Rolls up toInterest Expense
How to read this metric
A decrease relative to interest income indicates improved funding efficiency or lower cost of debt.
Detailed definition
Represents the cost of funding the International Card Services segment's lending activities, including interest paid on...
Peer comparison
Standard metric for all financial institutions; peers monitor this closely against benchmark interest rates.
Metric ID:
axp_segment_ics_interest_expenseHistorical Data
18 periods
| Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $114.00M | $123.00M | $144.00M | $178.00M | $209.00M | $224.00M | $261.00M | $285.00M | $348.00M | $307.00M | $303.00M | $311.00M | $318.00M | $306.00M | $335.00M | $350.00M | $362.00M | $360.00M |
| QoQ Change | — | +7.9% | +17.1% | +23.6% | +17.4% | +7.2% | +16.5% | +9.2% | +22.1% | -11.8% | -1.3% | +2.6% | +2.3% | -3.8% | +9.5% | +4.5% | +3.4% | -0.6% |
| YoY Change | — | — | — | +56.1% | — | +82.1% | +81.3% | +60.1% | +66.5% | +37.1% | +16.1% | +9.1% | -8.6% | -0.3% | +10.6% | +12.5% | +13.8% | +17.6% |
Range$114.00M – $362.00M
CAGR+31.1%
Avg YoY Growth+32.4%
Median YoY Growth+16.9%
Similar Metrics at Other Companies
Frequently Asked Questions
- What is American Express's ics — interest expense?
- American Express (AXP) reported ics — interest expense of $360.00M in Q1 2026.
- How has American Express's ics — interest expense changed year-over-year?
- American Express's ics — interest expense increased by 17.6% year-over-year, from $306.00M to $360.00M.
- What is the long-term trend for American Express's ics — interest expense?
- Over 3 years (2022 to 2025), American Express's ics — interest expense has grown at a 27.4% compound annual growth rate (CAGR), from $654.00M to $1.35B.
- What does ics — interest expense mean?
- The cost incurred by the company to borrow the money it lends to customers.