Total noninterest expense
Operating ExpensesBank of America Total noninterest expense increased by 0.6% to $17.44B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 3.9%, from $16.79B to $17.44B. Over 4 years (FY 2021 to FY 2025), Total noninterest expense shows an upward trend with a 3.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementIncome Statement
SectionOperating Expenses
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2013
Last reportedQ4 2025
How to read this metric
A lower ratio relative to revenue indicates higher operational efficiency and better cost management.
Detailed definition
This metric aggregates all operating costs incurred by the bank excluding interest expense, such as personnel, technolog...
Peer comparison
Standardized across all major financial institutions as a key component of the efficiency ratio.
Metric ID:
is_total_noninterest_expenseHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $15.05B | $14.44B | $14.73B | $15.32B | $15.27B | $15.30B | $15.54B | $16.24B | $16.04B | $15.84B | $17.73B | $17.24B | $16.31B | $16.48B | $16.79B | $17.77B | $17.18B | $17.34B | $17.44B |
| QoQ Change | — | -4.0% | +2.0% | +4.0% | -0.3% | +0.2% | +1.6% | +4.5% | -1.2% | -1.2% | +12.0% | -2.8% | -5.4% | +1.0% | +1.9% | +5.9% | -3.3% | +0.9% | +0.6% |
| YoY Change | — | — | — | — | +1.5% | +6.0% | +5.5% | +6.0% | +5.0% | +3.5% | +14.1% | +6.2% | +1.7% | +4.0% | -5.3% | +3.1% | +5.4% | +5.2% | +3.9% |
Range$14.44B – $17.77B
CAGR+3.3%
Avg YoY Growth+4.4%
Median YoY Growth+5.0%
Current Streak2 quarters growth
Total noninterest expense at Other Companies
Frequently Asked Questions
- What is Bank of America's total noninterest expense?
- Bank of America (BAC) reported total noninterest expense of $17.44B in Q4 2025.
- How has Bank of America's total noninterest expense changed year-over-year?
- Bank of America's total noninterest expense increased by 3.9% year-over-year, from $16.79B to $17.44B.
- What is the long-term trend for Bank of America's total noninterest expense?
- Over 4 years (2021 to 2025), Bank of America's total noninterest expense has grown at a 3.9% compound annual growth rate (CAGR), from $59.73B to $69.73B.
- What does total noninterest expense mean?
- The total cost of running the business excluding interest payments.