Bank of New York Mellon Interest-Bearing Deposits in Banks and Other Financial Institutions decreased by 5.7% to $10.40B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 8.2%, from $9.61B to $10.40B. Over 5 years (FY 2020 to FY 2025), Interest-Bearing Deposits in Banks and Other Financial Institutions shows a downward trend with a -9.7% CAGR.
An increase reflects a conservative liquidity management strategy, while a decrease suggests the bank is shifting capital toward higher-risk loan growth.
Funds deposited by the bank into other financial institutions that earn interest and are classified as non-current asset...
Common among diversified banks; peers with higher loan-to-deposit ratios typically hold less in these interest-bearing deposits.
non_current_assets_interest_bearing_deposits_in_banks| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $21.27B | $20.06B | $16.63B | $18.27B | $16.64B | $13.89B | $17.17B | $15.11B | $12.32B | $13.00B | $12.14B | $10.64B | $11.49B | $9.35B | $9.61B | $11.95B | $12.07B | $11.03B | $10.40B |
| QoQ Change | — | -5.7% | -17.1% | +9.8% | -8.9% | -16.5% | +23.6% | -12.0% | -18.5% | +5.5% | -6.6% | -12.4% | +8.0% | -18.6% | +2.8% | +24.3% | +1.0% | -8.6% | -5.7% |
| YoY Change | — | — | — | — | -21.8% | -30.7% | +3.2% | -17.3% | -26.0% | -6.4% | -29.3% | -29.6% | -6.7% | -28.0% | -20.8% | +12.3% | +5.1% | +17.9% | +8.2% |