Casey's General Stores Workers' Compensation Insurance — Annual stop loss limit remained flat by 0.0% to $250.00K in Q1 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $250.00K to $250.00K. Over 4 years (FY 2021 to FY 2025), Workers' Compensation Insurance — Annual stop loss limit shows an upward trend with a 18.9% CAGR.
An increase in the stop-loss limit indicates a higher risk appetite and a shift toward self-insuring more of the potential claim costs, while a decrease suggests a more conservative risk management strategy by transferring more liability to external insurers.
This metric represents the maximum financial liability the company retains for individual workers' compensation claims w...
Peer companies in the retail and logistics sectors typically disclose similar stop-loss thresholds to demonstrate their risk retention strategy and the adequacy of their insurance reserves.
casy_segment_workers_compensation_insurance_annual_stop_loss_limit| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $500.00K | $1.00M | $1.00M | $1.00M | $1.00M |
| YoY Change | — | +100.0% | +0.0% | +0.0% | +0.0% |