Payments to acquire finance receivables
Caterpillar Payments to acquire finance receivables decreased by 10.9% to $3.89B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 21.2%, from $3.21B to $3.89B. Over 4 years (FY 2021 to FY 2025), Payments to acquire finance receivables shows an upward trend with a 4.2% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests higher investment in customer financing or leasing, while a decrease may indicate a tightening of credit or a shift in financing strategy.
Detailed definition
Represents cash outflows associated with the acquisition or origination of finance receivables, often related to leasing...
Peer comparison
Common in industrial companies with captive finance arms or heavy equipment leasing models.
cat_payments_to_acquire_finance_receivablesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.57B | $3.40B | $3.40B | $2.99B | $3.72B | $3.21B | $3.33B | $3.02B | $3.95B | $4.11B | $4.08B | $3.26B | $4.19B | $4.01B | $3.95B | $3.21B | $3.86B | $3.90B | $4.37B | $3.89B |
| QoQ Change | — | -4.9% | -0.0% | -12.1% | +24.4% | -13.7% | +3.6% | -9.2% | +30.9% | +3.9% | -0.7% | -20.2% | +28.7% | -4.3% | -1.5% | -18.8% | +20.1% | +1.2% | +11.9% | -10.9% |
| YoY Change | — | — | — | — | +4.0% | -5.6% | -2.2% | +1.1% | +6.3% | +28.0% | +22.7% | +7.8% | +6.0% | -2.4% | -3.1% | -1.4% | -8.0% | -2.8% | +10.5% | +21.2% |
Payments to acquire finance receivables at Other Companies
Frequently Asked Questions
- What is Caterpillar's payments to acquire finance receivables?
- Caterpillar (CAT) reported payments to acquire finance receivables of $3.89B in Q1 2026.
- How has Caterpillar's payments to acquire finance receivables changed year-over-year?
- Caterpillar's payments to acquire finance receivables increased by 21.2% year-over-year, from $3.21B to $3.89B.
- What is the long-term trend for Caterpillar's payments to acquire finance receivables?
- Over 4 years (2021 to 2025), Caterpillar's payments to acquire finance receivables has grown at a 4.2% compound annual growth rate (CAGR), from $13.00B to $15.33B.
- What does payments to acquire finance receivables mean?
- Cash spent to acquire or originate loans and lease receivables from customers.