Products & Services · Policyholder Account Balance, Weighted Average Crediting Rate
Insurance, Other — Policyholder Account Balance, Weighted Average Crediting Rate
Chubb Insurance, Other — Policyholder Account Balance, Weighted Average Crediting Rate decreased by 6.1% to 3.1% in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 8.8%, from 3.4% to 3.1%. Over 3 years (FY 2022 to FY 2025), Insurance, Other — Policyholder Account Balance, Weighted Average Crediting Rate shows an upward trend with a 6.1% CAGR.
Analysis
StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityStable
First reportedQ4 2021
Last reportedQ1 2026Apr 28, 2026
Rolls up toPolicyholder account balances
How to read this metric
A higher rate may attract more capital but increases the cost of liabilities, while a lower rate may improve margins but risk outflows.
Detailed definition
This represents the average interest rate credited to the total policyholder account balance during the period. It is a...
Peer comparison
Commonly reported as 'Crediting Rate' or 'Average Cost of Liabilities' by life insurers.
Metric ID:
cb_segment_insurance_other_policyholder_account_balance_weighted_average_crediting_rateHistorical Data
18 periods
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 1.9% | 3.4% | 3.1% | 2.6% | 1.7% | 3% | 2% | 1.2% | 1.9% | 2.5% | 2.9% | 2.7% | 3.1% | 3.4% | 2.9% | 3.3% | 3.3% | 3.1% |
| QoQ Change | — | +78.9% | -8.8% | -16.1% | -34.6% | +76.5% | -33.3% | -40.0% | +58.3% | +31.6% | +16.0% | -6.9% | +14.8% | +9.7% | -14.7% | +13.8% | +0.0% | -6.1% |
| YoY Change | — | — | — | — | -10.5% | -11.8% | -35.5% | -53.8% | +11.8% | -16.7% | +45.0% | +125.0% | +63.2% | +36.0% | +0.0% | +22.2% | +6.5% | -8.8% |
Range1.2% – 3.4%
CAGR+12.2%
Avg YoY Growth+12.3%
Median YoY Growth+3.2%
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Frequently Asked Questions
- What is Chubb's insurance, other — policyholder account balance, weighted average crediting rate?
- Chubb (CB) reported insurance, other — policyholder account balance, weighted average crediting rate of 3.1% in Q1 2026.
- How has Chubb's insurance, other — policyholder account balance, weighted average crediting rate changed year-over-year?
- Chubb's insurance, other — policyholder account balance, weighted average crediting rate decreased by 8.8% year-over-year, from 3.4% to 3.1%.
- What is the long-term trend for Chubb's insurance, other — policyholder account balance, weighted average crediting rate?
- Over 3 years (2022 to 2025), Chubb's insurance, other — policyholder account balance, weighted average crediting rate has grown at a 6.1% compound annual growth rate (CAGR), from 10.8% to 12.9%.
- What does insurance, other — policyholder account balance, weighted average crediting rate mean?
- The average interest rate paid on the funds held in policyholder accounts.