Short-duration Insurance Contracts, Historical Claims Duration, Year Two

Chubb·Business Segments·9 segments

Breakdown

Segment	Q4 '21	Q4 '22	Q4 '23	Q4 '24	Q4 '25
Global Reinsurance Non Casualty	40%	40%	40%	38%	38%
North America Non Casualty	37%	36%	37%	37%	37%
Overseas General Non Casualty	34%	34%	33%	33%	32%
North America Personal PC Insurance	24%	24%	25%	25%	25%
Global Reinsurance Casualty	24%	23%	22%	20%	19%
North America Other Casualty	21%	19%	18%	17%	17%
North America Workers Compensation	15%	16%	16%	16%	16%
Overseas General Casualty	14%	14%	13%	13%	13%
North America General Liability	14%	13%	13%	12%	12%
Total	15%	16%	16%	16%	16%

North America Workers CompensationView metric

North America General LiabilityView metric

North America Other CasualtyView metric

North America Non CasualtyView metric

North America Personal PC InsuranceView metric

Overseas General CasualtyView metric

Overseas General Non CasualtyView metric

Global Reinsurance CasualtyView metric

Global Reinsurance Non CasualtyView metric