Commercial Insurance — Amortization of deferred policy acquisition cost
Cincinnati Financial Commercial Insurance — Amortization of deferred policy acquisition cost remained flat by 0.0% to $234.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 9.8%, from $213.25M to $234.25M. Over 4 years (FY 2021 to FY 2025), Commercial Insurance — Amortization of deferred policy acquisition cost shows an upward trend with a 7.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
High amortization relative to premiums may indicate high acquisition costs or a shift in the business mix toward products with higher commission structures.
Detailed definition
Represents the systematic expensing of costs directly associated with acquiring new insurance policies, such as agent co...
Peer comparison
Standard accounting practice for insurance companies; comparable across firms using similar accounting standards.
cinf_segment_commercial_insurance_amortization_of_deferred_policy_acquisition_costHistorical Data
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $703.00M | $769.00M | $808.00M | $853.00M | $937.00M |
| YoY Change | — | +9.4% | +5.1% | +5.6% | +9.8% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Cincinnati Financial's commercial insurance — amortization of deferred policy acquisition cost?
- Cincinnati Financial (CINF) reported commercial insurance — amortization of deferred policy acquisition cost of $234.25M in Q4 2025.
- How has Cincinnati Financial's commercial insurance — amortization of deferred policy acquisition cost changed year-over-year?
- Cincinnati Financial's commercial insurance — amortization of deferred policy acquisition cost increased by 9.8% year-over-year, from $213.25M to $234.25M.
- What is the long-term trend for Cincinnati Financial's commercial insurance — amortization of deferred policy acquisition cost?
- Over 4 years (2021 to 2025), Cincinnati Financial's commercial insurance — amortization of deferred policy acquisition cost has grown at a 7.4% compound annual growth rate (CAGR), from $703.00M to $937.00M.
- What does commercial insurance — amortization of deferred policy acquisition cost mean?
- The portion of sales and acquisition costs recognized as an expense during the current period.