Business Segments · Earned premiums
Commercial Insurance — Earned premiums
Cincinnati Financial Commercial Insurance — Earned premiums decreased by 0.2% to $1.24B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 5.3%, from $1.18B to $1.24B. Over 4 years (FY 2021 to FY 2025), Commercial Insurance — Earned premiums shows an upward trend with a 7.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ1 2018
Last reportedQ1 2026
Rolls up toNet premiums earned
How to read this metric
An increase indicates growth in the active insurance book of business and successful retention or acquisition of policyholders.
Detailed definition
Earned premiums represent the portion of written premiums that corresponds to the period of insurance coverage already p...
Peer comparison
A fundamental top-line metric for all insurance companies.
Metric ID:
cinf_segment_commercial_insurance_earned_premiumsHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $911.00M | $930.00M | $947.00M | $962.00M | $994.00M | $1.03B | $1.04B | $1.06B | $1.07B | $1.06B | $1.08B | $1.08B | $1.11B | $1.14B | $1.16B | $1.18B | $1.21B | $1.23B | $1.24B | $1.24B |
| QoQ Change | — | +2.1% | +1.8% | +1.6% | +3.3% | +3.4% | +1.2% | +1.5% | +0.9% | -0.4% | +1.7% | +0.2% | +2.3% | +2.7% | +2.0% | +1.6% | +2.8% | +1.4% | +1.1% | -0.2% |
| YoY Change | — | — | — | — | +9.1% | +10.5% | +9.8% | +9.8% | +7.2% | +3.3% | +3.8% | +2.5% | +3.8% | +7.1% | +7.4% | +9.0% | +9.5% | +8.1% | +7.2% | +5.3% |
Range$911.00M – $1.24B
CAGR+6.7%
Avg YoY Growth+7.1%
Median YoY Growth+7.3%
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Frequently Asked Questions
- What is Cincinnati Financial's commercial insurance — earned premiums?
- Cincinnati Financial (CINF) reported commercial insurance — earned premiums of $1.24B in Q1 2026.
- How has Cincinnati Financial's commercial insurance — earned premiums changed year-over-year?
- Cincinnati Financial's commercial insurance — earned premiums increased by 5.3% year-over-year, from $1.18B to $1.24B.
- What is the long-term trend for Cincinnati Financial's commercial insurance — earned premiums?
- Over 4 years (2021 to 2025), Cincinnati Financial's commercial insurance — earned premiums has grown at a 7.3% compound annual growth rate (CAGR), from $3.67B to $4.86B.
- What does commercial insurance — earned premiums mean?
- The amount of insurance premium revenue recognized for coverage provided during the reporting period.