Products & Services · Cash surrender value
Deferred Fixed Annuity — Cash surrender value
Cincinnati Financial Deferred Fixed Annuity — Cash surrender value decreased by 1.5% to $539.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 6.3%, from $575.00M to $539.00M. Over 3 years (FY 2022 to FY 2025), Deferred Fixed Annuity — Cash surrender value shows a downward trend with a -8.9% CAGR.
Analysis
StatementSegment
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2021
Last reportedQ1 2026
Rolls up toCash surrender value
How to read this metric
High cash surrender values relative to account balances may increase the risk of policyholder churn if market conditions change.
Detailed definition
The amount of money a policyholder would receive if they were to terminate their annuity contract before its maturity da...
Peer comparison
Standard insurance metric; peers report this as 'Cash Surrender Value' or 'Net Surrender Value'.
Metric ID:
cinf_segment_deferred_fixed_annuity_cash_surrender_valueHistorical Data
18 periods
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $757.00M | $752.00M | $750.00M | $748.00M | $729.00M | $706.00M | $691.00M | $675.00M | $651.00M | $625.00M | $612.00M | $599.00M | $589.00M | $575.00M | $568.00M | $559.00M | $547.00M | $539.00M |
| QoQ Change | — | -0.7% | -0.3% | -0.3% | -2.5% | -3.2% | -2.1% | -2.3% | -3.6% | -4.0% | -2.1% | -2.1% | -1.7% | -2.4% | -1.2% | -1.6% | -2.1% | -1.5% |
| YoY Change | — | — | — | — | -3.7% | -6.1% | -7.9% | -9.8% | -10.7% | -11.5% | -11.4% | -11.3% | -9.5% | -8.0% | -7.2% | -6.7% | -7.1% | -6.3% |
Range$539.00M – $757.00M
CAGR-7.7%
Avg YoY Growth-8.4%
Median YoY Growth-7.9%
Current Streak17+ quarters decline
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Frequently Asked Questions
- What is Cincinnati Financial's deferred fixed annuity — cash surrender value?
- Cincinnati Financial (CINF) reported deferred fixed annuity — cash surrender value of $539.00M in Q1 2026.
- How has Cincinnati Financial's deferred fixed annuity — cash surrender value changed year-over-year?
- Cincinnati Financial's deferred fixed annuity — cash surrender value decreased by 6.3% year-over-year, from $575.00M to $539.00M.
- What is the long-term trend for Cincinnati Financial's deferred fixed annuity — cash surrender value?
- Over 3 years (2022 to 2025), Cincinnati Financial's deferred fixed annuity — cash surrender value has grown at a -8.9% compound annual growth rate (CAGR), from $2.98B to $2.25B.
- What does deferred fixed annuity — cash surrender value mean?
- The amount of cash a customer would get if they canceled their annuity contract today.