Business Segments · Net written premiums

Excess and Surplus Lines Insurance — Net written premiums

Cincinnati Financial Excess and Surplus Lines Insurance — Net written premiums remained flat by 0.0% to $182.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 11.5%, from $163.50M to $182.25M. Over 4 years (FY 2021 to FY 2025), Excess and Surplus Lines Insurance — Net written premiums shows an upward trend with a 14.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ1 2014
Last reportedQ4 2025

How to read this metric

Higher values indicate successful business growth and increased market penetration, whereas declining values may signal competitive pressure or a strategic contraction in underwriting appetite.

Detailed definition

This metric measures the total premiums generated by the excess and surplus lines segment after accounting for reinsuran...

Peer comparison

A fundamental industry metric used by all P&C insurers to report top-line performance, allowing for direct comparison of growth trajectories across peer specialty insurers.

Metric ID: cinf_segment_excess_and_surplus_lines_insurance_net_written_premiums

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$426.00M$502.00M$570.00M$654.00M$729.00M
YoY Change+17.8%+13.5%+14.7%+11.5%
Range$426.00M$729.00M
CAGR+14.4%
Avg YoY Growth+14.4%
Median YoY Growth+14.1%
Current Streak4+ years growth

Frequently Asked Questions

What is Cincinnati Financial's excess and surplus lines insurance — net written premiums?
Cincinnati Financial (CINF) reported excess and surplus lines insurance — net written premiums of $182.25M in Q4 2025.
How has Cincinnati Financial's excess and surplus lines insurance — net written premiums changed year-over-year?
Cincinnati Financial's excess and surplus lines insurance — net written premiums increased by 11.5% year-over-year, from $163.50M to $182.25M.
What is the long-term trend for Cincinnati Financial's excess and surplus lines insurance — net written premiums?
Over 4 years (2021 to 2025), Cincinnati Financial's excess and surplus lines insurance — net written premiums has grown at a 14.4% compound annual growth rate (CAGR), from $426.00M to $729.00M.
What does excess and surplus lines insurance — net written premiums mean?
The total value of insurance premiums written by the segment, net of reinsurance.