Personal Insurance — Paid loss and loss expenses
Cincinnati Financial Personal Insurance — Paid loss and loss expenses remained flat by 0.0% to $515.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 31.7%, from $391.25M to $515.25M. Over 4 years (FY 2021 to FY 2025), Personal Insurance — Paid loss and loss expenses shows an upward trend with a 22.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
Significant deviations from incurred losses may signal changes in claims settlement speed or the adequacy of prior loss reserves.
Detailed definition
Represents the actual cash outflows for claims and associated adjustment expenses during the reporting period, regardles...
Peer comparison
Standard cash flow metric for insurers, used to assess the timing of claim payments relative to industry averages.
cinf_segment_personal_insurance_paid_loss_and_loss_expensesHistorical Data
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $914.00M | $1.07B | $1.35B | $1.57B | $2.06B |
| YoY Change | — | +17.2% | +26.3% | +15.7% | +31.7% |
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Frequently Asked Questions
- What is Cincinnati Financial's personal insurance — paid loss and loss expenses?
- Cincinnati Financial (CINF) reported personal insurance — paid loss and loss expenses of $515.25M in Q4 2025.
- How has Cincinnati Financial's personal insurance — paid loss and loss expenses changed year-over-year?
- Cincinnati Financial's personal insurance — paid loss and loss expenses increased by 31.7% year-over-year, from $391.25M to $515.25M.
- What is the long-term trend for Cincinnati Financial's personal insurance — paid loss and loss expenses?
- Over 4 years (2021 to 2025), Cincinnati Financial's personal insurance — paid loss and loss expenses has grown at a 22.5% compound annual growth rate (CAGR), from $914.00M to $2.06B.
- What does personal insurance — paid loss and loss expenses mean?
- The total cash paid out to settle insurance claims and cover related administrative expenses during the period.