Products & Services · Prior accident years

Property and Casualty Insurance — Prior accident years

Cincinnati Financial Property and Casualty Insurance — Prior accident years increased by 79.1% to $967.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 20.0%, from $806.00M to $967.00M. Over 3 years (FY 2022 to FY 2025), Property and Casualty Insurance — Prior accident years shows an upward trend with a 153.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026

How to read this metric

Favorable development (a decrease) indicates that prior reserves were conservative, while unfavorable development (an increase) suggests past claims were underestimated.

Detailed definition

This represents the development of claims from previous years, reflecting adjustments to reserves for claims that occurr...

Peer comparison

Investors look for consistent reserve releases as a sign of disciplined underwriting and actuarial accuracy.

Metric ID: cinf_segment_property_and_casualty_insurance_prior_accident_years

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$39.75M-$39.75M-$39.75M-$39.75M$859.00M$579.00M$461.00M-$2.11B$832.00M$584.00M$540.00M-$2.19B$806.00M$655.00M$601.00M$540.00M$967.00M
QoQ Change+0.0%+0.0%+0.0%>999%-32.6%-20.4%-558.6%+139.4%-29.8%-7.5%-505.9%+136.8%-18.7%-8.2%-10.1%+79.1%
YoY Change>999%>999%>999%<-999%-3.1%+0.9%+17.1%-3.7%-3.1%+12.2%+11.3%+124.6%+20.0%
Range-$2.19B$967.00M
CAGR+122.1%
Avg YoY Growth+2.7%
Median YoY Growth+12.2%

Frequently Asked Questions

What is Cincinnati Financial's property and casualty insurance — prior accident years?
Cincinnati Financial (CINF) reported property and casualty insurance — prior accident years of $967.00M in Q1 2026.
How has Cincinnati Financial's property and casualty insurance — prior accident years changed year-over-year?
Cincinnati Financial's property and casualty insurance — prior accident years increased by 20.0% year-over-year, from $806.00M to $967.00M.
What is the long-term trend for Cincinnati Financial's property and casualty insurance — prior accident years?
Over 3 years (2022 to 2025), Cincinnati Financial's property and casualty insurance — prior accident years has grown at a 153.9% compound annual growth rate (CAGR), from -$159.00M to $2.60B.
What does property and casualty insurance — prior accident years mean?
The change in estimated costs for claims that happened in previous years.