Products & Services · Effect of changes in interest rate assumptions

Universal life — Effect of changes in interest rate assumptions

Cincinnati Financial Universal life — Effect of changes in interest rate assumptions remained flat by 0.0% to $1.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $1.00M to $1.00M. Over 3 years (FY 2021 to FY 2024), Universal life — Effect of changes in interest rate assumptions shows a downward trend with a 0.0% CAGR.

Analysis

StatementSegment
CategoryRisk
SignalContext dependent
VolatilityVolatile
First reportedQ1 2021
Last reportedQ1 2026

How to read this metric

A significant impact indicates high interest rate sensitivity in the company's long-term insurance liabilities.

Detailed definition

This metric measures the impact on long-duration insurance liabilities resulting from changes in the interest rate assum...

Peer comparison

Comparable to discount rate sensitivity analysis or reserve impact disclosures under LDTI accounting.

Metric ID: cinf_segment_universal_life_effect_of_changes_in_interest_rate_assumptions

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value$500.00K$500.00K$500.00K-$3.00M-$4.00M-$4.00M$0.00$1.00M$0.00-$5.00M$6.00M-$1.00M-$1.00M$3.00M-$3.00M$1.00M$0.00$1.00M$1.00M
QoQ Change+0.0%+0.0%-700.0%-33.3%+0.0%+100.0%-100.0%+220.0%-116.7%+0.0%+400.0%-200.0%+133.3%-100.0%+0.0%
YoY Change-900.0%-900.0%-100.0%+133.3%+100.0%-25.0%-200.0%+160.0%-150.0%+200.0%+100.0%-66.7%+0.0%
Range-$5.00M$6.00M
CAGR+16.7%
Avg YoY Growth-126.8%
Median YoY Growth-25.0%

Frequently Asked Questions

What is Cincinnati Financial's universal life — effect of changes in interest rate assumptions?
Cincinnati Financial (CINF) reported universal life — effect of changes in interest rate assumptions of $1.00M in Q1 2026.
How has Cincinnati Financial's universal life — effect of changes in interest rate assumptions changed year-over-year?
Cincinnati Financial's universal life — effect of changes in interest rate assumptions decreased by 0.0% year-over-year, from $1.00M to $1.00M.
What is the long-term trend for Cincinnati Financial's universal life — effect of changes in interest rate assumptions?
Over 3 years (2021 to 2024), Cincinnati Financial's universal life — effect of changes in interest rate assumptions has grown at a 0.0% compound annual growth rate (CAGR), from $2.00M to -$2.00M.
What does universal life — effect of changes in interest rate assumptions mean?
The change in insurance liabilities caused by updating the interest rate assumptions used for discounting.