Whole Life Insurance — Discounted expected future gross premiums
Cincinnati Financial Whole Life Insurance — Discounted expected future gross premiums decreased by 1.4% to $422.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.7%, from $415.00M to $422.00M. Over 3 years (FY 2022 to FY 2025), Whole Life Insurance — Discounted expected future gross premiums shows an upward trend with a 4.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Higher values indicate a more valuable and profitable portfolio of insurance contracts.
Detailed definition
This is the present value of future gross premiums expected to be collected, calculated by applying a discount rate to a...
Peer comparison
Standard metric for life insurance valuation, often compared against the cost of capital.
cinf_segment_whole_life_insurance_discounted_expected_future_gross_premiumsHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $400.00M | $372.00M | $356.00M | $368.00M | $384.00M | $390.00M | $379.00M | $409.00M | $402.00M | $401.00M | $428.00M | $412.00M | $415.00M | $415.00M | $427.00M | $428.00M | $422.00M |
| QoQ Change | — | -7.0% | -4.3% | +3.4% | +4.3% | +1.6% | -2.8% | +7.9% | -1.7% | -0.2% | +6.7% | -3.7% | +0.7% | +0.0% | +2.9% | +0.2% | -1.4% |
| YoY Change | — | — | — | — | -4.0% | +4.8% | +6.5% | +11.1% | +4.7% | +2.8% | +12.9% | +0.7% | +3.2% | +3.5% | -0.2% | +3.9% | +1.7% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Cincinnati Financial's whole life insurance — discounted expected future gross premiums?
- Cincinnati Financial (CINF) reported whole life insurance — discounted expected future gross premiums of $422.00M in Q1 2026.
- How has Cincinnati Financial's whole life insurance — discounted expected future gross premiums changed year-over-year?
- Cincinnati Financial's whole life insurance — discounted expected future gross premiums increased by 1.7% year-over-year, from $415.00M to $422.00M.
- What is the long-term trend for Cincinnati Financial's whole life insurance — discounted expected future gross premiums?
- Over 3 years (2022 to 2025), Cincinnati Financial's whole life insurance — discounted expected future gross premiums has grown at a 4.0% compound annual growth rate (CAGR), from $1.50B to $1.69B.
- What does whole life insurance — discounted expected future gross premiums mean?
- The current economic value of all future premiums expected from existing life insurance policies, adjusted for interest.