Cincinnati Financial Workers' Compensation Line — 1 decreased by 2.1% to 23.6% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 2.1%, from 24.1% to 23.6%. This is a positive signal — lower values indicate better performance for this metric.
A lower ratio indicates higher underwriting profitability and better risk selection.
This metric represents the primary loss ratio or a key performance indicator specific to the workers' compensation segme...
Commonly referred to as the 'Loss Ratio' in insurance financial reporting.
cinf_segment_workers_compensation_line_1| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 25.3% | 24.8% | 24.3% | 24.1% | 23.6% |
| QoQ Change | — | -2.0% | -2.0% | -0.8% | -2.1% |
| YoY Change | — | -2.0% | -2.0% | -0.8% | -2.1% |