Products & Services · 1

Workers' Compensation Line — 1

Cincinnati Financial Workers' Compensation Line — 1 decreased by 2.1% to 23.6% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 2.1%, from 24.1% to 23.6%. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ4 2019
Last reportedQ4 2025

How to read this metric

A lower ratio indicates higher underwriting profitability and better risk selection.

Detailed definition

This metric represents the primary loss ratio or a key performance indicator specific to the workers' compensation segme...

Peer comparison

Commonly referred to as the 'Loss Ratio' in insurance financial reporting.

Metric ID: cinf_segment_workers_compensation_line_1

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value25.3%24.8%24.3%24.1%23.6%
QoQ Change-2.0%-2.0%-0.8%-2.1%
YoY Change-2.0%-2.0%-0.8%-2.1%
Range23.6%25.3%
CAGR-6.7%
Avg YoY Growth-1.7%
Median YoY Growth-2.0%
Current Streak4+ quarters decline

Frequently Asked Questions

What is Cincinnati Financial's workers' compensation line — 1?
Cincinnati Financial (CINF) reported workers' compensation line — 1 of 23.6% in Q4 2025.
How has Cincinnati Financial's workers' compensation line — 1 changed year-over-year?
Cincinnati Financial's workers' compensation line — 1 decreased by 2.1% year-over-year, from 24.1% to 23.6%.
What does workers' compensation line — 1 mean?
The ratio of claim costs to insurance premiums earned for the workers' compensation segment.