Purchased Credit Deteriorated Loans
Capital One Financial Purchased Credit Deteriorated Loans decreased by 1.4% to $424.12B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 37.8%, from $307.70B to $424.12B. Over 5 years (FY 2020 to FY 2025), Purchased Credit Deteriorated Loans shows an upward trend with a 12.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
High levels indicate exposure to risky loan portfolios acquired via M&A, requiring careful monitoring for potential credit losses.
Detailed definition
These are loans acquired through business combinations that showed evidence of credit quality deterioration since their...
Peer comparison
Rare for industrial firms; typically found in financial services or companies with significant captive finance arms.
bank_purchased_credit_deteriorated_loansHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $237.25B | $249.82B | $265.91B | $269.16B | $284.89B | $291.73B | $299.09B | $294.52B | $296.68B | $299.83B | $305.18B | $299.77B | $301.54B | $303.71B | $311.52B | $307.70B | $415.42B | $420.06B | $430.21B | $424.12B |
| QoQ Change | — | +5.3% | +6.4% | +1.2% | +5.8% | +2.4% | +2.5% | -1.5% | +0.7% | +1.1% | +1.8% | -1.8% | +0.6% | +0.7% | +2.6% | -1.2% | +35.0% | +1.1% | +2.4% | -1.4% |
| YoY Change | — | — | — | — | +20.1% | +16.8% | +12.5% | +9.4% | +4.1% | +2.8% | +2.0% | +1.8% | +1.6% | +1.3% | +2.1% | +2.6% | +37.8% | +38.3% | +38.1% | +37.8% |
Purchased Credit Deteriorated Loans at Other Companies
Frequently Asked Questions
- What is Capital One Financial's purchased credit deteriorated loans?
- Capital One Financial (COF) reported purchased credit deteriorated loans of $424.12B in Q1 2026.
- How has Capital One Financial's purchased credit deteriorated loans changed year-over-year?
- Capital One Financial's purchased credit deteriorated loans increased by 37.8% year-over-year, from $307.70B to $424.12B.
- What is the long-term trend for Capital One Financial's purchased credit deteriorated loans?
- Over 5 years (2020 to 2025), Capital One Financial's purchased credit deteriorated loans has grown at a 12.8% compound annual growth rate (CAGR), from $236.06B to $430.21B.
- What does purchased credit deteriorated loans mean?
- Acquired loans that had significant credit issues at the time the company bought them.