Commercial Banking — Deposits
Capital One Financial Commercial Banking — Deposits increased by 4.4% to $31.25B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1.4%, from $31.69B to $31.25B. Over 4 years (FY 2021 to FY 2025), Commercial Banking — Deposits shows a downward trend with a -8.6% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
Increasing deposits provide more liquidity for lending and reduce reliance on wholesale funding, whereas decreasing deposits may signal competitive pressure or liquidity constraints.
Detailed definition
This metric tracks the total funds held by the commercial banking segment on behalf of its commercial and middle-market...
Peer comparison
Standard metric for banking segments; peers report this as 'Total Segment Deposits' or 'Core Deposits'.
cof_segment_commercial_banking_depositsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $42.97B | $43.35B | $44.81B | $45.23B | $38.84B | $41.06B | $40.81B | $38.38B | $36.79B | $36.04B | $32.71B | $31.08B | $29.21B | $30.60B | $31.69B | $29.98B | $29.25B | $29.92B | $31.25B |
| QoQ Change | — | +0.9% | +3.4% | +0.9% | -14.1% | +5.7% | -0.6% | -5.9% | -4.1% | -2.1% | -9.2% | -5.0% | -6.0% | +4.8% | +3.6% | -5.4% | -2.5% | +2.3% | +4.4% |
| YoY Change | — | — | — | — | -9.6% | -5.3% | -8.9% | -15.1% | -5.3% | -12.2% | -19.8% | -19.0% | -20.6% | -15.1% | -3.1% | -3.5% | +0.1% | -2.2% | -1.4% |
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Frequently Asked Questions
- What is Capital One Financial's commercial banking — deposits?
- Capital One Financial (COF) reported commercial banking — deposits of $31.25B in Q4 2025.
- How has Capital One Financial's commercial banking — deposits changed year-over-year?
- Capital One Financial's commercial banking — deposits decreased by 1.4% year-over-year, from $31.69B to $31.25B.
- What is the long-term trend for Capital One Financial's commercial banking — deposits?
- Over 4 years (2021 to 2025), Capital One Financial's commercial banking — deposits has grown at a -8.6% compound annual growth rate (CAGR), from $172.68B to $120.40B.
- What does commercial banking — deposits mean?
- The total amount of money deposited by commercial clients into the bank's accounts.