Debt, Excluding Secured Debt
Capital One Financial Debt, Excluding Secured Debt increased by 6.4% to $40.61B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 35.1%, from $30.06B to $40.61B. Over 5 years (FY 2020 to FY 2025), Debt, Excluding Secured Debt shows an upward trend with a 6.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase may signal higher reliance on unsecured market funding, while a decrease suggests deleveraging or a shift toward secured financing.
Detailed definition
This represents the portion of long-term debt obligations that are not backed by specific collateral or assets. It refle...
Peer comparison
Peers in the credit card industry typically maintain a mix of secured and unsecured debt to optimize funding costs.
non_current_liabilities_debt_excluding_secured_debtHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $25.78B | $24.87B | $28.09B | $31.62B | $41.47B | $38.68B | $31.74B | $30.96B | $32.40B | $31.83B | $31.81B | $32.70B | $30.67B | $33.46B | $31.29B | $30.06B | $38.01B | $37.84B | $38.15B | $40.61B |
| QoQ Change | — | -3.6% | +13.0% | +12.6% | +31.2% | -6.7% | -17.9% | -2.5% | +4.6% | -1.8% | -0.1% | +2.8% | -6.2% | +9.1% | -6.5% | -3.9% | +26.5% | -0.4% | +0.8% | +6.4% |
| YoY Change | — | — | — | — | +60.9% | +55.6% | +13.0% | -2.1% | -21.9% | -17.7% | +0.2% | +5.6% | -5.3% | +5.1% | -1.7% | -8.1% | +23.9% | +13.1% | +21.9% | +35.1% |
Debt, Excluding Secured Debt at Other Companies
Frequently Asked Questions
- What is Capital One Financial's debt, excluding secured debt?
- Capital One Financial (COF) reported debt, excluding secured debt of $40.61B in Q1 2026.
- How has Capital One Financial's debt, excluding secured debt changed year-over-year?
- Capital One Financial's debt, excluding secured debt increased by 35.1% year-over-year, from $30.06B to $40.61B.
- What is the long-term trend for Capital One Financial's debt, excluding secured debt?
- Over 5 years (2020 to 2025), Capital One Financial's debt, excluding secured debt has grown at a 6.3% compound annual growth rate (CAGR), from $28.13B to $38.15B.
- What does debt, excluding secured debt mean?
- Long-term debt that is not backed by specific collateral.