Current Assets

Restricted Cash

CRCL Restricted Cash increased by 0.3% to $2.80M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 21.9%, from $3.58M to $2.80M. Over 2 years (FY 2023 to FY 2025), Restricted Cash shows a downward trend with a -11.6% CAGR.

Analysis

StatementBalance Sheet Statement
SectionCurrent Assets
CategoryLiquidity
SignalContext dependent
VolatilityStable
First reportedQ3 2022
Last reportedQ4 2025

How to read this metric

An increase suggests higher regulatory or contractual obligations, potentially reducing operational liquidity, while a decrease may indicate the release of restricted funds.

Detailed definition

Cash balances that are legally or contractually restricted from being used for general corporate purposes. This often in...

Peer comparison

Standard line item for all major banks; peers disclose this to clarify the portion of cash that is not immediately available for deployment.

Metric ID: restricted_cash

Historical Data

9 periods
 Q4 '23Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$3.58M$3.60M$3.58M$3.56M$3.58M$3.21M$3.22M$2.79M$2.80M
QoQ Change+0.6%-0.5%-0.6%+0.7%-10.4%+0.4%-13.3%+0.3%
YoY Change-0.5%-10.7%-10.0%-21.5%-21.9%
Range$2.79M$3.60M
CAGR-11.5%
Avg YoY Growth-12.9%
Median YoY Growth-10.7%

Frequently Asked Questions

What is CRCL's restricted cash?
CRCL (CRCL) reported restricted cash of $2.80M in Q1 2026.
How has CRCL's restricted cash changed year-over-year?
CRCL's restricted cash decreased by 21.9% year-over-year, from $3.58M to $2.80M.
What is the long-term trend for CRCL's restricted cash?
Over 2 years (2023 to 2025), CRCL's restricted cash has grown at a -11.6% compound annual growth rate (CAGR), from $3.58M to $2.79M.
What does restricted cash mean?
Cash that is set aside for specific purposes and cannot be used for general business needs.