Current Assets

Loans held for sale

Carvana Loans held for sale increased by 20.8% to $982.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 33.2%, from $737.00M to $982.00M. Over 5 years (FY 2020 to FY 2025), Loans held for sale shows an upward trend with a 24.2% CAGR.

Analysis

StatementBalance Sheet Statement
SectionCurrent Assets
CategoryGrowth
SignalContext dependent
VolatilityVolatile
First reportedQ4 2025
Last reportedQ1 2026

How to read this metric

An increase suggests high mortgage origination volume and active participation in the secondary market, while a decrease may indicate a slowdown in mortgage activity.

Detailed definition

Mortgage loans that the bank has originated with the specific intent of selling them to secondary market investors rathe...

Peer comparison

Common for banks with large mortgage origination businesses; highly sensitive to interest rate environments.

Metric ID: mortgage_loans_held_for_sale

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$429.00M$368.00M$356.00M$393.00M$393.00M$485.00M$1.33B$1.61B$1.10B$650.00M$807.00M$866.00M$758.00M$553.00M$612.00M$737.00M$767.00M$724.00M$813.00M$982.00M
QoQ Change-14.2%-3.3%+10.4%+0.0%+23.4%+175.1%+20.4%-31.6%-40.8%+24.2%+7.3%-12.5%-27.0%+10.7%+20.4%+4.1%-5.6%+12.3%+20.8%
YoY Change-8.4%+31.8%+274.7%+308.7%+179.4%+34.0%-39.5%-46.1%-31.0%-14.9%-24.2%-14.9%+1.2%+30.9%+32.8%+33.2%
Range$356.00M$1.61B
CAGR+19.0%
Avg YoY Growth+46.7%
Median YoY Growth+16.1%
Current Streak2 quarters growth

Frequently Asked Questions

What is Carvana's loans held for sale?
Carvana (CVNA) reported loans held for sale of $982.00M in Q1 2026.
How has Carvana's loans held for sale changed year-over-year?
Carvana's loans held for sale increased by 33.2% year-over-year, from $737.00M to $982.00M.
What is the long-term trend for Carvana's loans held for sale?
Over 5 years (2020 to 2025), Carvana's loans held for sale has grown at a 24.2% compound annual growth rate (CAGR), from $274.94M to $813.00M.
What does loans held for sale mean?
Loans the bank plans to sell to other investors shortly after originating them.