Discontinued — last reported Q1 '25
EquipmentShare.com, Inc. Provision for Credit Losses remained flat by 0.0% to $7.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 16.7%, from $6.00M to $7.00M. Over 2 years (FY 2023 to FY 2025), Provision for Credit Losses shows an upward trend with a 67.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.
This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...
Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.
provision_for_credit_losses_cf| FY'23 | FY'24 | FY'25 | |
|---|---|---|---|
| Value | $10.00M | $24.00M | $28.00M |
| YoY Change | — | +140.0% | +16.7% |