Business Segments · Retail financing, gross
Ford Credit — Retail financing, gross
Ford Motor Company Ford Credit — Retail financing, gross increased by 1.8% to $89.74B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 2.2%, from $87.82B to $89.74B. Over 4 years (FY 2021 to FY 2025), Ford Credit — Retail financing, gross shows an upward trend with a 3.2% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Growth indicates expansion in consumer lending market share, while a decline may signal tighter credit standards or reduced consumer demand.
Detailed definition
The total outstanding principal balance of retail loans provided to consumers for the purchase of vehicles before any ad...
Peer comparison
Standard gross loan portfolio metric for automotive captive finance companies.
Metric ID:
f_segment_ford_credit_retail_financing_grossHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $78.57B | $75.93B | $76.47B | $74.78B | $71.78B | $70.73B | $73.72B | $75.25B | $77.18B | $78.47B | $81.62B | $83.79B | $85.40B | $88.16B | $87.82B | $87.00B | $87.93B | $88.17B | $89.74B |
| QoQ Change | — | -3.4% | +0.7% | -2.2% | -4.0% | -1.5% | +4.2% | +2.1% | +2.6% | +1.7% | +4.0% | +2.7% | +1.9% | +3.2% | -0.4% | -0.9% | +1.1% | +0.3% | +1.8% |
| YoY Change | — | — | — | — | -8.6% | -6.9% | -3.6% | +0.6% | +7.5% | +11.0% | +10.7% | +11.3% | +10.7% | +12.3% | +7.6% | +3.8% | +3.0% | +0.0% | +2.2% |
Range$70.73B – $89.74B
CAGR+3.0%
Avg YoY Growth+4.1%
Median YoY Growth+3.8%
Current Streak3 quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Ford Motor Company's ford credit — retail financing, gross?
- Ford Motor Company (F) reported ford credit — retail financing, gross of $89.74B in Q4 2025.
- How has Ford Motor Company's ford credit — retail financing, gross changed year-over-year?
- Ford Motor Company's ford credit — retail financing, gross increased by 2.2% year-over-year, from $87.82B to $89.74B.
- What is the long-term trend for Ford Motor Company's ford credit — retail financing, gross?
- Over 4 years (2021 to 2025), Ford Motor Company's ford credit — retail financing, gross has grown at a 3.2% compound annual growth rate (CAGR), from $311.14B to $352.84B.
- What does ford credit — retail financing, gross mean?
- The total gross value of all consumer vehicle loans currently outstanding.