Business Segments · Unsecured debt/Asset-backed debt
Ford Credit — Unsecured debt/Asset-backed debt
Ford Motor Company Ford Credit — Unsecured debt/Asset-backed debt decreased by 10.2% to $19.83B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 14.0%, from $23.05B to $19.83B. Over 2 years (FY 2023 to FY 2025), Ford Credit — Unsecured debt/Asset-backed debt shows relatively stable performance with a 3.7% CAGR.
Analysis
StatementSegment
CategoryRisk
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ4 2025
Rolls up toLess: current maturities
How to read this metric
Higher asset-backed debt indicates a reliance on securitization, which is typical for captive finance to lower funding costs.
Detailed definition
The composition of the finance segment's liabilities, distinguishing between debt backed by specific collateral (such as...
Peer comparison
Standard metric for evaluating funding strategy in captive auto finance entities.
Metric ID:
f_segment_ford_credit_unsecured_debt_asset_backed_debtHistorical Data
13 periods
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $21.84B | $19.50B | $20.08B | $18.76B | $18.85B | $21.12B | $20.16B | $21.86B | $23.05B | $19.13B | $21.96B | $22.09B | $19.83B |
| QoQ Change | — | -10.7% | +2.9% | -6.6% | +0.5% | +12.0% | -4.5% | +8.4% | +5.5% | -17.0% | +14.8% | +0.6% | -10.2% |
| YoY Change | — | — | — | — | -13.7% | +8.3% | +0.4% | +16.5% | +22.3% | -9.4% | +8.9% | +1.1% | -14.0% |
Range$18.76B – $23.05B
CAGR-3.2%
Avg YoY Growth+2.3%
Median YoY Growth+1.1%
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Ford Motor Company's ford credit — unsecured debt/asset-backed debt?
- Ford Motor Company (F) reported ford credit — unsecured debt/asset-backed debt of $19.83B in Q4 2025.
- How has Ford Motor Company's ford credit — unsecured debt/asset-backed debt changed year-over-year?
- Ford Motor Company's ford credit — unsecured debt/asset-backed debt decreased by 14.0% year-over-year, from $23.05B to $19.83B.
- What is the long-term trend for Ford Motor Company's ford credit — unsecured debt/asset-backed debt?
- Over 2 years (2023 to 2025), Ford Motor Company's ford credit — unsecured debt/asset-backed debt has grown at a 3.7% compound annual growth rate (CAGR), from $77.19B to $83.01B.
- What does ford credit — unsecured debt/asset-backed debt mean?
- The mix of debt backed by loans versus debt backed by the company's general credit.