Business Segments · Wholesale Loans
Ford Credit — Wholesale Loans
Ford Motor Company Ford Credit — Wholesale Loans increased by 3.1% to $25.20B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 10.8%, from $28.26B to $25.20B. Over 4 years (FY 2021 to FY 2025), Ford Credit — Wholesale Loans shows an upward trend with a 19.8% CAGR.
Analysis
StatementSegment
CategoryLiquidity
SignalContext dependent
VolatilityStable
First reportedQ1 2020
Last reportedQ4 2025
Rolls up toAmortized cost
How to read this metric
An increase typically signals higher dealer inventory levels or expansion, while a decrease may indicate reduced production or tighter inventory management.
Detailed definition
This represents the financing provided to automotive dealers to purchase inventory from the manufacturer before it is so...
Peer comparison
Comparable to 'Floorplan Financing' or 'Dealer Wholesale Receivables' at other automotive OEMs.
Metric ID:
f_segment_ford_credit_wholesale_loansHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $10.65B | $10.27B | $10.03B | $10.42B | $10.79B | $12.77B | $16.91B | $18.35B | $20.35B | $20.21B | $23.59B | $21.55B | $24.31B | $25.55B | $28.26B | $24.39B | $23.75B | $24.44B | $25.20B |
| QoQ Change | — | -3.6% | -2.3% | +3.9% | +3.6% | +18.3% | +32.4% | +8.5% | +10.9% | -0.7% | +16.7% | -8.6% | +12.8% | +5.1% | +10.6% | -13.7% | -2.6% | +2.9% | +3.1% |
| YoY Change | — | — | — | — | +1.3% | +24.4% | +68.6% | +76.2% | +88.6% | +58.3% | +39.5% | +17.5% | +19.4% | +26.4% | +19.8% | +13.2% | -2.3% | -4.4% | -10.8% |
Range$10.03B – $28.26B
CAGR+21.1%
Avg YoY Growth+29.0%
Median YoY Growth+19.8%
Current Streak2 quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Ford Motor Company's ford credit — wholesale loans?
- Ford Motor Company (F) reported ford credit — wholesale loans of $25.20B in Q4 2025.
- How has Ford Motor Company's ford credit — wholesale loans changed year-over-year?
- Ford Motor Company's ford credit — wholesale loans decreased by 10.8% year-over-year, from $28.26B to $25.20B.
- What is the long-term trend for Ford Motor Company's ford credit — wholesale loans?
- Over 4 years (2021 to 2025), Ford Motor Company's ford credit — wholesale loans has grown at a 19.8% compound annual growth rate (CAGR), from $47.48B to $97.77B.
- What does ford credit — wholesale loans mean?
- Loans provided to dealerships to finance their vehicle inventory.