Other

Provision for Credit Losses

Franklin BSP Realty Trust Provision for Credit Losses increased by 244.3% to $11.39M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 700.2%, from -$1.90M to $11.39M. Over 3 years (FY 2022 to FY 2025), Provision for Credit Losses shows a downward trend with a -31.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementIncome Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2020
Last reportedQ1 2026Apr 29, 2026

How to read this metric

An increase suggests management expects higher future defaults or a worsening economic environment for borrowers.

Detailed definition

The periodic expense recognized in the income statement to maintain an adequate allowance for expected credit losses on...

Peer comparison

Standard across financial services as 'Provision for Loan Losses'.

Metric ID: other_financing_receivable_excluding_accrued_interest_cr_cd5946

Historical Data

19 periods
 Q2 '21Q3 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$1.51M-$1.61M-$955.00K$32.53M-$599.00K$5.14M$4.36M$21.62M$2.38M$5.38M$2.88M$32.18M-$268.00K$909.00K-$1.90M-$1.49M-$569.00K-$7.90M$11.39M
QoQ Change-7.0%+40.8%>999%-101.8%+957.9%-15.2%+396.0%-89.0%+125.9%-46.4%>999%-100.8%+439.2%-308.8%+21.7%+61.7%<-999%+244.3%
YoY Change>999%+62.9%+556.5%-33.5%+497.2%+4.6%-33.9%+48.8%-111.3%-83.1%-165.9%-104.6%-112.3%-968.6%+700.2%
Range-$7.90M$32.53M
CAGR+56.7%
Avg YoY Growth+167.6%
Median YoY Growth-33.5%

Frequently Asked Questions

What is Franklin BSP Realty Trust's provision for credit losses?
Franklin BSP Realty Trust (FBRT) reported provision for credit losses of $11.39M in Q1 2026.
How has Franklin BSP Realty Trust's provision for credit losses changed year-over-year?
Franklin BSP Realty Trust's provision for credit losses increased by 700.2% year-over-year, from -$1.90M to $11.39M.
What is the long-term trend for Franklin BSP Realty Trust's provision for credit losses?
Over 3 years (2022 to 2025), Franklin BSP Realty Trust's provision for credit losses has grown at a -31.0% compound annual growth rate (CAGR), from $36.12M to -$11.85M.
What does provision for credit losses mean?
The cost recognized for expected future loan losses.