Operating Expenses

Provision for Credit Losses

Franklin BSP Realty Trust Provision for Credit Losses increased by 244.3% to $11.39M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 700.2%, from -$1.90M to $11.39M. Over 4 years (FY 2021 to FY 2025), Provision for Credit Losses shows a downward trend with a 21.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementIncome Statement
SectionOperating Expenses
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2013
Last reportedQ1 2026Apr 29, 2026

How to read this metric

An increase suggests deteriorating credit quality or portfolio growth, while a decrease may indicate improved borrower health or more conservative lending.

Detailed definition

This is an expense set aside to cover expected future losses on loans and credit card receivables. It reflects managemen...

Peer comparison

Standard for all lenders and credit card issuers.

Metric ID: provision_for_credit_losses

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$1.51M-$1.61M$0.00-$955.00K$32.53M-$599.00K$5.14M$4.36M$21.62M$2.38M$5.38M$2.88M$32.18M-$268.00K$909.00K-$1.90M-$1.49M-$569.00K-$7.90M$11.39M
QoQ Change-7.0%+100.0%>999%-101.8%+957.9%-15.2%+396.0%-89.0%+125.9%-46.4%>999%-100.8%+439.2%-308.8%+21.7%+61.7%<-999%+244.3%
YoY Change>999%+62.9%+556.5%-33.5%+497.2%+4.6%-33.9%+48.8%-111.3%-83.1%-165.9%-104.6%-112.3%-968.6%+700.2%
Range-$7.90M$32.53M
CAGR+53.1%
Avg YoY Growth+167.6%
Median YoY Growth-33.5%

Frequently Asked Questions

What is Franklin BSP Realty Trust's provision for credit losses?
Franklin BSP Realty Trust (FBRT) reported provision for credit losses of $11.39M in Q1 2026.
How has Franklin BSP Realty Trust's provision for credit losses changed year-over-year?
Franklin BSP Realty Trust's provision for credit losses increased by 700.2% year-over-year, from -$1.90M to $11.39M.
What is the long-term trend for Franklin BSP Realty Trust's provision for credit losses?
Over 4 years (2021 to 2025), Franklin BSP Realty Trust's provision for credit losses has grown at a 21.4% compound annual growth rate (CAGR), from -$5.45M to -$11.85M.
What does provision for credit losses mean?
The amount of money set aside to cover potential losses from unpaid loans.