Non-Current Liabilities

Long-Term Debt and Finance Lease Obligations

First Citizens BancShares Long-Term Debt and Finance Lease Obligations decreased by 5.6% to $33.79B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 11.0%, from $37.96B to $33.79B. Over 4 years (FY 2021 to FY 2025), Long-Term Debt and Finance Lease Obligations shows an upward trend with a 133.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Liabilities
CategoryLeverage
SignalLower is better
VolatilityStable
First reportedQ4 2025
Last reportedQ1 2026

How to read this metric

High levels increase financial leverage and interest expense, which can impact profitability and creditworthiness.

Detailed definition

This represents the total principal amount of debt and finance lease obligations maturing beyond one year. It is a key i...

Peer comparison

Essential for calculating debt-to-equity and net debt-to-EBITDA ratios; standard across capital-intensive industries.

Metric ID: long_term_debt_and_finance_lease_obligations

Historical Data

18 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.20B$2.68B$3.81B$5.22B$4.46B$45.09B$39.69B$37.26B$37.17B$37.15B$37.07B$36.77B$36.68B$37.96B$37.64B$38.25B$35.78B$33.79B
QoQ Change+123.9%+42.5%+36.8%-14.5%+911.1%-12.0%-6.1%-0.2%-0.1%-0.2%-0.8%-0.2%+3.5%-0.8%+1.6%-6.5%-5.6%
YoY Change+273.1%>999%+940.8%+614.5%+733.6%-17.6%-6.6%-1.3%-1.3%+2.2%+1.5%+4.0%-2.5%-11.0%
Range$1.20B$45.09B
CAGR+119.5%
Avg YoY Growth+293.9%
Median YoY Growth+1.9%
Current Streak2 quarters decline

Frequently Asked Questions

What is First Citizens BancShares's long-term debt and finance lease obligations?
First Citizens BancShares (FCNCA) reported long-term debt and finance lease obligations of $33.79B in Q1 2026.
How has First Citizens BancShares's long-term debt and finance lease obligations changed year-over-year?
First Citizens BancShares's long-term debt and finance lease obligations decreased by 11.0% year-over-year, from $37.96B to $33.79B.
What is the long-term trend for First Citizens BancShares's long-term debt and finance lease obligations?
Over 4 years (2021 to 2025), First Citizens BancShares's long-term debt and finance lease obligations has grown at a 133.9% compound annual growth rate (CAGR), from $1.20B to $35.78B.
What does long-term debt and finance lease obligations mean?
Total debt and lease obligations due after more than one year.