First Citizens BancShares Operating Lease Weighted Average Discount Rate Percent remained flat by 0.0% to $0.03 in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 5.4%, from $0.03 to $0.03. Over 4 years (FY 2021 to FY 2025), Operating Lease Weighted Average Discount Rate Percent shows relatively stable performance with a 0.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.
A lower rate suggests more favorable financing terms or a lower cost of debt, while a higher rate reflects higher borrowing costs.
This metric represents the weighted average interest rate used to discount future lease payments to their present value...
Standard disclosure under lease accounting; peers are compared to assess relative borrowing costs and interest rate sensitivity.
other_operating_lease_weighted_average_discount_rate_percent| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.03 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 | $0.03 |
| QoQ Change | — | -31.0% | +1.4% | +1.4% | +2.8% | +1.4% | +9.0% | +11.6% | +0.0% | +2.2% | +1.1% | +0.4% | +5.0% | +0.0% | +1.0% | +4.4% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | -27.0% | +7.2% | +15.2% | +26.8% | +23.3% | +24.3% | +15.3% | +3.7% | +8.9% | +6.5% | +6.5% | +10.7% | +5.4% | +5.4% |