Investing

Net change in loans and leases

Granite Point Mortgage Trust Net change in loans and leases increased by 4.5% to $13.76M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 36.4%, from $10.09M to $13.76M. Over 4 years (FY 2021 to FY 2025), Net change in loans and leases shows a downward trend with a -50.8% CAGR.

Analysis

StatementCash Flow Statement
SectionInvesting
CategoryGrowth
SignalContext dependent
VolatilityVolatile
First reportedQ1 2015
Last reportedQ1 2026May 5, 2026

How to read this metric

A large negative value indicates aggressive loan growth, while a positive value suggests the loan book is shrinking or repayments are outpacing new originations.

Detailed definition

This metric reflects the net cash impact of loan originations versus principal repayments received from borrowers. For a...

Peer comparison

Highly comparable across commercial and consumer banks.

Metric ID: net_change_in_loans

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$191.49M$320.96M$264.81M$170.09M$209.40M$70.35M$107.62M$16.71M$17.61M$20.47M$63.39M$17.51M$16.54M$7.30M$59.47M$10.09M$13.05M$11.29M$13.17M$13.76M
QoQ Change+67.6%-17.5%-35.8%+23.1%-66.4%+53.0%-84.5%+5.4%+16.2%+209.7%-72.4%-5.5%-55.9%+715.2%-83.0%+29.4%-13.5%+16.6%+4.5%
YoY Change+9.4%-78.1%-59.4%-90.2%-91.6%-70.9%-41.1%+4.8%-6.1%-64.4%-6.2%-42.4%-21.1%+54.7%-77.9%+36.4%
Range$7.30M$320.96M
CAGR-42.6%
Avg YoY Growth-34.0%
Median YoY Growth-41.7%
Current Streak2 quarters growth

Frequently Asked Questions

What is Granite Point Mortgage Trust's net change in loans and leases?
Granite Point Mortgage Trust (GPMT) reported net change in loans and leases of $13.76M in Q1 2026.
How has Granite Point Mortgage Trust's net change in loans and leases changed year-over-year?
Granite Point Mortgage Trust's net change in loans and leases increased by 36.4% year-over-year, from $10.09M to $13.76M.
What is the long-term trend for Granite Point Mortgage Trust's net change in loans and leases?
Over 4 years (2021 to 2025), Granite Point Mortgage Trust's net change in loans and leases has grown at a -50.8% compound annual growth rate (CAGR), from $814.52M to $47.59M.
What does net change in loans and leases mean?
The net amount of cash lent to customers minus repayments received.