Other
Gross charge-offs
Granite Point Mortgage Trust Gross charge-offs decreased by 100.0% to $0.00 in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 100.0%, from $95.17M to $0.00. Over 3 years (FY 2022 to FY 2025), Gross charge-offs shows an upward trend with a 46.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementIncome Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ2 2021
Last reportedQ4 2025Mar 2, 2026
How to read this metric
An increase indicates deteriorating credit quality in the loan portfolio, while a decrease suggests improved underwriting or a healthier borrower base.
Detailed definition
Represents the total value of financing receivables that have been deemed uncollectible and removed from the balance she...
Peer comparison
Standard metric for financial institutions; peers report this as 'Gross Charge-offs' or 'Loan Write-offs'.
Metric ID:
other_financing_receivable_excluding_accrued_interest_al_27144dHistorical Data
18 periods
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.00 | $9.74M | $10.11M | $0.00 | $0.00 | $15.50M | $0.00 | $4.20M | $16.75M | $33.32M | $0.00 | $6.57M | $44.58M | $95.17M | $24.64M | $36.07M | $19.79M | $0.00 |
| QoQ Change | — | — | +3.8% | -100.0% | — | — | -100.0% | — | +298.8% | +98.9% | -100.0% | — | +579.0% | +113.5% | -74.1% | +46.4% | -45.2% | -100.0% |
| YoY Change | — | — | — | — | -100.0% | — | -100.0% | — | — | +115.0% | — | +56.3% | +166.1% | +185.6% | — | +449.4% | -55.6% | -100.0% |
Range$0.00 – $95.17M
Avg YoY Growth+68.5%
Median YoY Growth+56.3%
Current Streak2 quarters decline
Gross charge-offs at Other Companies
Frequently Asked Questions
- What is Granite Point Mortgage Trust's gross charge-offs?
- Granite Point Mortgage Trust (GPMT) reported gross charge-offs of $0.00 in Q4 2025.
- How has Granite Point Mortgage Trust's gross charge-offs changed year-over-year?
- Granite Point Mortgage Trust's gross charge-offs decreased by 100.0% year-over-year, from $95.17M to $0.00.
- What is the long-term trend for Granite Point Mortgage Trust's gross charge-offs?
- Over 3 years (2022 to 2025), Granite Point Mortgage Trust's gross charge-offs has grown at a 46.5% compound annual growth rate (CAGR), from $25.61M to $80.50M.
- What does gross charge-offs mean?
- The total amount of loans or receivables written off as uncollectible.